Through a large number of insurers, we can provide coverage for our clients that operate out of offices or retail stores. Our carriers have programs that are written specifically for Offices or Retail exposures under a Business Owners form that provided additional coverages at no additional cost. These programs are designed for the smaller and start up operations.

Coverages include:


• Property • General Liability

• Business Income • Employee Dishonesty

• Accounts Receivables ● Computer Coverage

● Non-Owned Automobile Liability ● Umbrella


Huckleberry, Sibley & Harvey can also provide you with Risk Management services that are designed to protect your business. We act as business consultants, working to lower client risk levels, reduce the costs of insurance, and protect every facet of the retail or office business.